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Business Financing

See Clearly, Grow Confidently: Financing the Equipment That Fuels Eye Care Excellence

Financial Partners Group
Financial Partners Group |

The Clarity-Confidence Connection

In eye care, clarity isn’t just the goal—it’s the promise. The promise that patients can trust you to detect, diagnose, and treat with precision. But what about the clarity you need to make confident decisions for your business?

For today’s eye care professionals—optometrists, ophthalmologists, and clinic managers—growth requires more than clinical expertise. It demands the right equipment, the right strategy, and the right financial partner.

The challenge? The very diagnostic tools that enable top-tier care—optical coherence tomography (OCT), fundus cameras, topographers, autorefractors—often come with steep price tags. These are critical investments, but the up-front costs can feel like an impassable barrier.

At FPG, we believe no practice should have to choose between financial stability and clinical excellence. That’s why we’re here—to deliver clarity and confidence through smarter financing.

The Hidden Cost of Delay

It’s easy to put off equipment upgrades. Maybe you're getting by with what you have. Maybe you're waiting for “the right time.” But every month you wait comes with hidden costs:

➤ Clinical Risk

Outdated tools can compromise early detection of sight-threatening conditions. Without a modern OCT or widefield retinal imaging system, subtle pathologies can go unnoticed—leading to delayed diagnoses and diminished outcomes.

➤ Patient Perception and Retention

Today’s patients expect a modern experience. They associate high-tech environments with high-quality care. Using outdated or aging equipment can create doubt, reduce trust, and cause patients to look elsewhere. And referrals? They often follow reputation.

➤ Operational Inefficiencies

Older equipment tends to break down more often and take longer to operate. This impacts throughput, frustrates staff, and eats into valuable chair time. Over time, these inefficiencies can lead to staff burnout, increased errors, and lost revenue.

➤ Revenue Leakage

Every missed diagnostic opportunity, every delayed appointment, every dissatisfied patient is a missed revenue stream. The cost of inaction compounds quietly but consistently.

Bottom line: Delaying investment in modern equipment isn’t saving money—it’s quietly draining it.

Why Traditional Lending Doesn’t Work for Modern Practices

Banks were built for buildings—not businesses like yours. While traditional loans may work for some, many eye care practices find themselves frustrated by a lending process that doesn’t reflect the dynamics of healthcare today.

Key Pain Points of Traditional Financing:

Pain Point What It Means for You
One-size-fits-all terms No customization for your revenue cycle, patient volume, or growth stage.
Delayed Approvals You miss limited-time manufacturer promotions or early-purchase rebates.
Collateral-heavy structures You may need to tie up personal assets to access funding.
Minimal support You're left to interpret loan documents on your own, with little to no guidance.

At a time when agility is essential, rigid, inflexible lending models simply don’t cut it.

Enter FPG: A Smarter Approach to Financing

FPG isn’t a bank—and that’s precisely the point. As a strategic direct lender partner with access to 25+ additional funding relationships, we structure financing around you. Our healthcare-specific programs are built with flexibility, simplicity, and growth in mind.

What Makes Our Approach Smarter?

  • Customized terms that reflect your business cycles (e.g., seasonal revenue or slower Q1s).
  • Application-only financing up to $350,000—no mountains of paperwork.
  • Predictable monthly payments that protect cash flow and reduce stress.
  • Technology-enabled, human-first service—real people, not just portals.

We make financing transparent, efficient, and tailored. You won’t get that from a spreadsheet-driven bank or a captive lender with rigid standards.

Flexible, Personalized Financing: What Sets FPG Apart

At FPG, flexibility isn’t a buzzword—it’s a promise. Every financing structure is designed to match your practice’s needs, goals, and growth trajectory.

Explore Our Financing Options:

  • Fair Market Value Lease – Ideal for clinics that upgrade frequently or want the lowest monthly payments.
  • Lease-to-Own ($1 Buyout or 10% Purchase Options) – Perfect for practices committed to long-term ownership.
  • Step-Up Payments – Start small, then scale payments as your revenue grows.
  • Seasonal Payment Plans – Pay more during high-volume months, less during slow periods.
  • Deferred Payment Options – No payments for the first 60–90 days to align with product delivery or grand openings.

Personalized Financing vs. Traditional Lending:

Feature FPG Traditional Banks
Human-first support ✔ Direct access to financing experts ✘ Generic call center interactions
Industry specialization ✔ Focus on healthcare practices ✘ General business loans
Credit flexibility ✔ Tailored approvals—even for thin credit ✘ Strict credit criteria
Speed of funding ✔ Decisions in hours, not weeks ✘ Long application process
Terms designed for growth ✔ Flexible, scalable structures ✘ Fixed, rigid terms

This is why our approval ratio stands at 90%—and why thousands of businesses trust us to fund their vision.

Case Study: Clear Vision, Clear Growth

VisionFirst Eye Care – Chicago, IL

When VisionFirst wanted to upgrade their diagnostic suite with a new OCT-A system and digital slit lamp imaging, their local bank offered a standard 5-year loan with heavy collateral requirements and a 4-week approval process.

They reached out to FPG and were approved within 24 hours.

FPG Solution:

  • Structured a Step-Up Lease with a 10% buyout.
  • Offered 3-month deferred payments to align with training and rollout.
  • Provided expert support to optimize their ROI strategy.

Outcomes in 6 Months:

  • Diagnostic capacity increased by 35%.
  • New revenue streams from expanded services.
  • Net patient growth of 18% through referrals.

"FPG didn’t just help us buy equipment—they helped us build momentum."Dr. Luis Ramirez, OD

Equip for Excellence, Finance for Freedom

Modern diagnostic equipment isn’t a luxury—it’s a necessity. It empowers your practice to stay competitive, deliver better outcomes, and grow with confidence.

And when you’re ready to invest, you deserve a partner who understands the business of healthcare as deeply as you understand patient care.

That’s what FPG brings to the table:

  • ✅ Real people
  • ✅ Real expertise
  • ✅ Real growth

Let’s Build Your Vision—Together

If you’re considering an equipment upgrade, don’t let financing uncertainty hold you back.

Call us today at (603) 696-7076
Get a free financing assessment from our healthcare team
www.financialpc.com/contact

FPG: Here to help you grow.

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